Ram Fincorp
Instant personal loan
🎁 India’s most rewarding way to apply
Apply for credit cards and loans. Get an Assured Reward.
Compare suitable financial products from trusted banks and NBFC partners. Complete your application and receive a reward after successful approval or disbursal.
No application fee
Secure process
Transparent reward terms
Assured Reward Eligible
Find the right product
Tell us what you need and we’ll call you back — free, with no obligation.
💳 Credit Card
Cashback, travel, lifestyle
₹ Loan
Personal, business, home
⚡ Instant Personal Loan up to ₹30,000
Up to ₹30,000 · Quick apply
Share your details to view partner lenders. By continuing, you agree to be contacted about eligible financial products; your information is used only to help with your request and is never sold.
Partner lenders
Apply directly with a trusted NBFC partner. Tracking is included in each link.
ZapCash
Instant personal loan
CreditSea
Instant personal loan
mPokket
Instant personal loan
✓
Thank you — your callback is booked!
A member of our team will call you shortly to help you choose the right product and explain your Assured Reward. No charges, no obligation.
Featured products
A simple selection focused on clear benefits, eligibility, and reward visibility.
Credit Card
POPULARCashback Credit Card
Everyday online and offline cashback on your spends.
Credit Card
REWARDSRewards Credit Card
Earn points on every swipe, redeem for vouchers.
Credit Card
FUELFuel Credit Card
Fuel surcharge waiver and savings at petrol pumps.
Credit Card
ZERO FEELifetime-Free Card
No joining or annual fee, ever — a great first card.
Loan
INSTANTInstant Personal Loan up to ₹30,000
Fast digital personal loan options from partner NBFCs, up to ₹30,000.
Loan
FAST PROCESSPersonal Loan
For planned or urgent personal expenses.
Loan
POPULARDebt Consolidation
Combine multiple EMIs into one simpler payment.
Loan
LIFESTYLEWedding & Travel Loan
Fund big life moments with flexible tenure.
Loan
QUICKMedical Loan
Fast funds for medical or emergency needs.
Business
POPULARWorking Capital Loan
Keep operations smooth with flexible funding.
Business
GROWTHExpansion Loan
Fund new outlets, hiring or equipment.
Business
SECUREDMachinery Loan
Finance machinery and equipment purchases.
Business
FAST PROCESSMSME Loan
Collateral-free funding for eligible MSMEs.
Home Loan
POPULARHome Purchase Loan
Buy your dream home at competitive rates.
Home Loan
SAVE MOREBalance Transfer
Move your home loan to a lower interest rate.
Home Loan
FLEXIBLEPlot + Construction
Finance land purchase and construction together.
Home Loan
QUICKRenovation Loan
Upgrade or repair your home with easy funding.
Car Loan
POPULARNew Car Loan
Finance your new car at competitive on-road rates.
Car Loan
PRE-OWNEDUsed Car Loan
Buy a certified pre-owned car with easy funding.
Car Loan
QUICKTwo-Wheeler Loan
Own your bike or scooter with fast approval.
Car Loan
SAVE MORECar Loan Transfer
Move your car loan to a lower interest rate.
Product-linked rewardReward value can vary based on the commission available for each product.
Paid only after successCredit card approval or loan disbursal must be confirmed by the partner.
Multiple reward optionsAmazon, Flipkart, Swiggy, or other vouchers based on availability.
Referral dashboard preview
Refer customers. Earn after a successful sale.
A transparent, performance-based referral model.
₹1,000 – ₹20,000Incentive per successful sale
Refer & earn
Referral payout on successful sale.
The referrer gets paid only when the referred customer’s credit card is successfully approved or the loan is successfully disbursed. Larger qualifying loans can carry larger referral payouts.
Unique referral link
Status tracking
Verified payouts
Simple process
How it works
1
Choose a product
Compare a suitable credit card or loan based on your needs.
2
Complete application
Apply securely through our partner flow and provide required documents.
3
Partner verifies
The bank or NBFC reviews eligibility and makes the final decision.
4
Receive reward
After successful approval or disbursal confirmation, your eligible reward is processed.
FAQs
Your reward is processed only after the partner confirms successful credit card approval or successful loan disbursal. The exact timeline may vary by product and will be shown in the applicable reward terms.
No. Final approval is entirely at the discretion of the respective bank or lender and depends on eligibility, documentation, credit history, and internal policies.
We do not charge customers an application fee for applying through the platform. However, the selected product may carry fees or charges imposed by the issuing bank or lender.
A referral payout is released only after the referred customer completes a qualifying successful sale, such as credit card approval or loan disbursal, and the partner confirms the outcome.
Depending on the campaign, eligible customers may receive Amazon, Flipkart, Swiggy, or other voucher options. Available choices will be shown before or after application confirmation.
Ready to check your options?
Explore suitable products and see the applicable Assured Reward before applying.